Stated Commercial Loans

No Personal Tax Returns or Corporate Tax Returns Required

Loan Amounts $100,000 to $5,000,000
Loan Purpose
  • Purchase
  • Refinance (rate/term & cash-out)
Property Types
  •  multifamily (5+ units) and mixed-use
  •  non-owner occupied residential 1-4 units and condo
  •  office, retail, warehouse, self-storage, automotive services
Debt Coverage Ratio Residential 1.20     |     Commercial  1.25
LTV Residential 75%     |     Commercial  65%
Fixed Period Multifamily: 3 Yr Declining Pre-pay 3,2,1
Commercial: Equal to fixed period
Minimum FICO 630 Middle Score
Pricing Rates starting as low as 6.49% with buy down options
Term 30 year fully amortizing / 30 year loan no balloons or call backs
Prepayment Penalty Equal to the fixed period
  • Simple loan documents
  • No loan committees
  • Common sense underwriting
  • Brokers protected
  • Permanent financing, NO balloons
  • Quick Closings – 20-45 days!

Apply Now or Return To Loan Options